Credit Sesame is a free credit monitoring service that provides access to your TransUnion credit score and report, along with tools to understand and improve your credit health. It offers personalized recommendations for credit cards, loans, and other financial products, but similar to Credit Karma, they make money when you use their recommendations so do your own research before applying. They also have features like credit score monitoring and analysis, but unlike Credit Karma, they offer a paid service with additional benefits like identity theft protection and credit score simulations.